Monthly Budget Impact
Typical Developer Usage
- Sonnet 4.5 only: ~$50/month
- Sonnet 4.5 + gpt-5-codex: ~$100/month
- With Opus 4: ~$200/month (rarely needed)
- Optimized: ~$50-100/month
Learn to select the right AI model for each task. This 10-minute guide will help you balance speed, cost, and capability to maximize productivity while controlling expenses.
| Model | Speed | Cost | Context | Best Use Case |
|---|---|---|---|---|
| Claude Sonnet 4.5 | ⚡⚡⚡ | $ | 1M | Daily coding (95%+ of tasks) - best model |
| gpt-5-codex | ⚡⚡⚡ | $$$ | 200k | Bug fixing & UI generation (Cursor) |
| Claude Opus 4 | ⚡⚡ | $$$$$ | 200k | Ultra-complex architecture (rare) |
| Gemini 2.5 Pro | ⚡⚡⚡ | $$ | 1M | Extreme context needs (>1M tokens) |
Monthly Budget Impact
Typical Developer Usage
Token Economics
Per Million Tokens
Released: September 29, 2025 (announcement)
// EXCELLENT: Take advantage of 1M context with Sonnet 4.5"Analyze the entire authentication system across all files,identify security vulnerabilities, and refactor to useindustry best practices. Include tests for all changes."
// GOOD: Specific request for Sonnet 4.5"Create a TypeScript function that validates email addressesusing regex, returns a Result<string, ValidationError> type,and includes unit tests"Available in: Cursor only
Decision Framework
Use gpt-5-codex when you need:
// Use gpt-5-codex for bug fixing"This button isn't responding to clicks on mobile.Debug and fix the touch event handlers."
// Use gpt-5-codex for UI generation"Create a responsive navigation menu with dropdown support,mobile hamburger menu, and smooth animations."
// Switch to Sonnet 4.5 for broader work"Now integrate this navigation into our routing systemand add proper authentication checks."Decision Framework
Use Opus 4 only when:
Note: Try Sonnet 4.5 first. 95% of the time it’s enough, even for complex tasks.
Start with Planning
"Analyze our current authentication system and proposea migration plan to OAuth 2.0 with backward compatibility"Generate Architecture
"Design a scalable event-driven architecture for ournotification system supporting email, SMS, and push"Complex Problem Solving
"Optimize this graph traversal algorithm for findingshortest paths in a weighted directed graph withnegative edges"Use Gemini 2.5 Pro only when:
Reality: Sonnet 4.5’s 1M context handles most entire codebases. You probably won’t need Gemini 2.5 Pro.
Reduce Context
Reuse Context
# EXPENSIVE: Multiple Opus 4 calls"Refactor the auth service" (Opus 4)"Now refactor the user service" (Opus 4)"Now refactor the profile service" (Opus 4)
# EFFICIENT: Single comprehensive call"Refactor auth, user, and profile services to followour new architecture pattern. Provide implementationplan first, then execute." (Opus 4 once)Exploration Phase (Sonnet 4.5)
Planning Phase (Opus 4)
Implementation Phase (Sonnet 4.5)
Debug Phase (o3 if needed)
Task: Add user notificationsModels Used: - Sonnet 4.5: Initial implementation (90%) - Opus 4: System design (10%)Total Cost: ~$5Time Saved: 4 hoursTask: Fix memory leak in productionModels Used: - Sonnet 4.5: Initial investigation (20%) - o3: Deep analysis and fix (80%)Total Cost: ~$15Time Saved: 8 hours debuggingTask: Migrate to new frameworkModels Used: - Opus 4: Planning (20%) - Gemini 2.5: Analysis (30%) - Sonnet 4.5: Implementation (50%)Total Cost: ~$40Time Saved: 20 hoursOpus 4: "Create a detailed plan for implementing OAuth" ↓ (Save plan to file)Sonnet 4.5: "Implement step 1 from oauth-plan.md"Sonnet 4.5: "Implement step 2 from oauth-plan.md"Open multiple Cursor instances:
- Direct and specific- Include code examples- Reference file paths- Clear success criteria- High-level goals- Ask for reasoning- Request alternatives- Include constraints- Provide all context- Include error logs- Ask for step-by-step- Request verificationBefore starting a task, ask:
Continue to Project Rules
Now let’s set up project rules to ensure consistent AI behavior across all models.
Time: 10 minutes